www.e-quot.es
Worldwide Health Options:
Worldwide Health Options (Castellano)
CONTENTS
( Our service / What happens if you need treatment? / Treatment in the USA / How to claim ( How your claim is processed Direct settlement Pay and claim ) / How you will be paid ( Which currency will you be paid in? / How much will you be paid? / Discretionary payments / Treatment after an accident ) )
Worldwide Medical Insurance ( What is covered? / Staying in hospital overnight or as a day-case ( Note 0.0 )/ Parent accommodation ( Note 0.1 ) / Nursing care (Note 0.2 ) / Operating room, medicines and surgical dressings (Note 0.3) / Intensive care. Intensive therapy, coronary care and high dependency unit (Note 0.4)/ Surgery, including surgeons', anaesthetists' and assistants' fees (Note 0.5 ) / Specialists' consultation fees (Note 0.6)/ Pathology. X-rays, diagnostic tests and therapies (Note 0.7)/ Rehabilitation (Note 0.8)/ Advanced imaging (Note 0.9) / Psychiatric treatment overnight in hospital, including room, board and treatment costs (Note 0.10) / Psychiatric treatment as a day-case, including room, board and treatment costs (Note 0.10) / Prosthetic implants and appliances (Note 0.11)/ Prosthetic devices (Note 0.11) / Childbirth and treatment in hospital (Note 0.12) / Childbirth at home (Note 0.12) / Newborn care (Note 0.13) / Cancer treatment (Note 0.14) / Transplant services (Note 0.15)/ Hospice and palliative care (Note 0.16)/ Local road ambulance (Note 0.17)/ Local air ambulance (Note 0.18) / Home nursing (Note 0.19)/ Hospitalisation cash benefit (Note 0.20)/ Emergency dental treatment (Note 0.21)/ Treatment of congenital and hereditary conditions (Note 0.22) )
Options:
Worldwide Medical Plus ( Specialists' consultation and doctors' fees ( Note 1.0 ) / Physiotherapy, osteotherapy and chiropractor treatment ( Note 1.1 ) / Consultations and treatment with complementary therapists ( Note 1.2 ) / Psychiatrists' and psychologists' fees (Note 1.3) / Speech therapy ( Note 1.4 ) / Pathology, X-rays and diagnostic tests ( Note 1.5 ) / Young child care ( Note 1.6 ) / Maternity (Note 1.7) / Accident-related dental treatment ( Note 1.8 ) / Transplant services ( Note 1.9 ))
Worldwide medicines and equipment ( Prescribed medicines and dressings ( Note 2.0 ) / Durable medical equipment rental ( Note 2.1 ) / Long-term prescription medicines ( Note 2.2 ) )
Worldwide Wellbeing ( Screening and prevention ( Full health screen (Note 3.0) / Mammogram (Note 3.1) / Papanicolaou (PAP) test (Note 3.1)/ Prostate cancer screen (Note 3.1)/ Colon cancer screen (Note 3.1)/ Bone densitometry (Note 3.1) / Four dietetic consultations (Note 3.2) / Vaccinations (Note 3.3) ) / Dental (Note 3.4) (Preventive (Note 3.5) / Routine and major restorative (Note 3.6)/ Orthodontic (Note 3.7) ) / Optical ( Eye test (including consultation) (Note 3.8) / Spectacle lenses (Note 3.9) / Contact lenses (Note 3.9) / Spectacle frames (Note 3.10) ) )
Worldwide evacuation ( Medical evacuation (Note 4.0) / Medical repatriation (Note 4.1)/ Travel cost for an accompanying person (Note 4.2)/ Travel cost for the transfer of minor children (Note 4.3 ) / Living allowance (Note 4.4)/ Repatriation of mortal remains (Note 4.5) / Compassionate visit and return (Note 4.6)/ Compassionate visit living allowance (Note 4.6) )
Deductibles ( How will claims be paid? / Changing your deductible )
General exclusions ( 5.0 We do not pay for addictive conditions and disorders / 5.1 Artificial life maintenance / 5.2 Birth control / 5.3 Conflict and disaster / 5.4 Convalescence and admissions for general care, or staying in hospital for.. /
5.5 Cosmetic treatment / 5.6 Developmental problems / 5.7 Donor organs / 5.8 Experimental treatment / 5.9 Eyesight / 5.10. Foetal surgery / 5.11 Footcare / 5.12 Health hydros, nature cure clinics etc / 5.13 Infertility treatment / 5.14 Obesity / 5.15 Personality disorders / 5.16 Pre-existing conditions / 5.17 Preventive treatment / 5.18 Reconstructive or remedial surgery / 5.19 Self-inflicted injuries / 5.20 Sexual problems and gender issues / 5.21 Sleep disorders / 5.22 Temporomandibular joint (TMI) disorders / 5.23 Travel costs for treatment / 5.24 Unrecognised physician, providers or facilities / 5.25 USA treatment )
Important information ( your membership ( Our legal agreement / What forms my membership? / What happens if I move? / Country of residence / citizenship / When does my membership begin? / What happens on my anniversary? / Can I cancel my membership? / Ending your membership / Refunding your subscriptions / How can I change my plan? /
Adding members to your plan / New membership certificates / How are my subscriptions calculated? / How do I pay my subscriptions and other charges? / What happens if I don't pay? / Will the amount I pay change? / Bank charges ) / Making a complaint / useful notes and legal information (Other parties / Correspondence / Applicable law / False information ) / Glossary )
Insurance Intermediary - registered with the Spanish Insurance authorities
Your rights under Spanish insurance law - and please print your quote for future reference! (even though this quote will remain online for your information...)